Types of health
Health Maintenance Organizations
(HMOs): HMOs require you to choose a primary care doctor who will coordinate your care.
Preferred Provider Organizations (PPOs): PPOs allow you to see any doctor or hospital that you choose.
Exclusive Provider Organizations (EPOs): EPOs are similar to HMOs, but they do not allow you to see out-of-network doctors or hospitals at all.
Point-of-Service (POS) plans: POS plans combine features of HMOs and PPOs.
High-Deductible Health Plans (HDHPs): HDHPs have lower monthly premiums than other types of plans, but they also have higher deductibles.
Catastrophic plans: Catastrophic plans are designed to cover only major